Capitol Real Estate Lenders

Cardinal Financial Company, Limited Partnership

  • NameDonni Phommany
  • LicenseNMLS # 161927
  • Phone503-210-1302
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We know you want to be an empowered home buyer. The problem is there’s a lot of confusing information out there and not understanding just one piece of it can lead to loan denial. Mortgage Zen exists because we believe you shouldn’t have to worry if you’re getting a good deal on your mortgage or whether or not your loan will fall through when you’re trying to make the biggest purchase of your life. We’ve spent over 20 years, helping thousands of customers finance their first and next homes. Our innovative Map6 process was developed by Donni Phommany, Mortgage Zen founder and industry expert, because he believes home buyers deserve to understand the insider information banks use to approve loans. When you work with us, we walk you through the six essentials that lead to loan approval, so you can submit your application with confidence. We know how stressful buying and moving can be, and that’s why we walk with you from loan approval to final closing, so you can focus on all the other significant details that come with making a life change. At Mortgage Zen, we’re here to help you avoid getting into a loan that puts an unfair price tag on your home ownership dreams or loan denials that derail your real estate investment portfolio. When you work with us, we do the heavy lifting to avoid the pitfalls and pave a smooth path for purchasing your first home or your next one.

About Patrick Sieng

Patrick was born and raised in Keizer and has lived in Oregon his whole life. He has been a licensed broker since 2013 and principal broker since 2017. He was awarded the Mid-Valley Association of Realtors Realtor of the Year Award in 2021 and is a National Association of Realtors President's Circle member. He has two children – ages 12 & 10. Patrick served as a reserve law enforcement officer for 13 years 2009-2021 with the Multnomah County Sheriff’s Office, Portland Police Bureau, and the Marion County Sheriff’s Office. He is currently taking flight lessons towards his private pilot license. He is a lobbyist and political consultant and current vice-president of the Oregon Capitol Club, and has been involved in state government and politics for over 20 years.

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